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Star of the popular HGTV program Holmes on Homes, Mike Holmes has written a book every home owner considering or actually doing a renovation needs to have.His book, Make It Right, walks readers through a renovation from start to fi nish, from the process of fi nding a reliable contractor to explaining the inner workings of a house. Holmes covers the most popular renovation projects and describes the most common pitfalls. Packed with informative sidebars, checklists, diagrams and photographs, all showing what to expect from contractors and trades people and how to keep every renovation running on time and on budget, Make It Right is the book you need to read before you plan a renovation. Be smart. Take charge. Get it right the fi rst time. Author: Mike Holmes Paperback: 209 pages Company: Time Home Entertainment (2011-05-24) ISBN: 1603201947 List Price: $21.95 Amazon Price: $13.94 Used Price: $13.88 
Handbook of Home Health Standards: Quality, Documentation, and Reimbursement includes everything the home care nurse needs to provide quality care and effectively document care based on accepted professional standards. This handbook offers detailed standards and documentation guidelines including ICD-9-CM (diagnostic) codes, OASIS considerations, service skills (including the skills of the multidisciplinary health care team), factors justifying homebound status, interdisciplinary goals and outcomes, reimbursement, and resources for practice and education. The fifth edition of this "little red book" has been updated to include new information from the most recently revised Federal Register Final Rule and up-to-date coding. All information in this handbook has been thoroughly reviewed, revised, and updated.Author: Tina M. Marrelli MSN MA RN Spiral-bound: 752 pages Company: Mosby (2011-06-30) ISBN: 0323084400 List Price: $49.95 Amazon Price: $36.75 Used Price: $37.97 
This comprehensive guide contains all the necessary tools and strategies you need to successfully launch and grow a handyman business. Â Author: Terry Meany Paperback: 240 pages Company: Globe Pequot (2009-08-04) ISBN: 0762752777 List Price: $18.95 Amazon Price: $8.21 Used Price: $8.99 
Four powerful steps begun in one's middle years will allow readers to avoid a future nursing home placement. This plan preserves assets and removes the burden of caregiving from loved ones. All will be able to receive the highest level of care in dignity at home. Author: Karen Shoff Paperback: 170 pages Company: Invisible Ink (2002-10-31) ISBN: 0971684707 List Price: $19.95 Amazon Price: $9.95 Used Price: $0.01 
By several measures, insurance for you, your family, your home, and your car continues to rise at the fastest rate in our history. In 2005 (the latest year data are available), total national health expenditures rose 7.9 percent - more than three times the rate of inflation. Nearly 50 million Americans are uninsured for healthcare. According to Insurance Information Institute projections, the average annual expenditure for auto insurance in 2006 was $851. Millions of drivers have no auto insurance. The average expenditure for homeowners insurance was $729, according to a February 2007 report by the National Association of Insurance Commissioners (NAIC). Insurance takes a huge bite out of the average American's monthly budget, and as stated above, many Americans simply forgo insurance because they consider it out of reach. Shopping for insurance requires more effort than many people want to devote to it. They simply grab the first price they come across or accept routine rate increases when it is important to compare not only the price but also coverage and exclusions among carriers. In this easy to read and comprehensive new book you will learn hundreds of ways to secure and or reduce your health, automobile, life, and home insurance costs. If you do not have or cannot afford insurance, we will show you how to get it at a price you can afford. The Internet and technology have opened up a great new way to search for low cost insurance services; we will give you the Web sites, tell you what to look for and to look out for. There is a great deal you can do right now to cut insurance costs. For example, did you know that installing a theft tracking device in your car can save you up to 35% on your auto insurance and that your credit history can dramatically affect your auto insurance premium. Recent studies have shown that more than 90% of insurers use credit information to create an "insurance risk score," which they then use as a factor to determine your insurance rate. Add a simple home security system to monitor your home, and your insurance rates may be discounted up to 30%, depending upon where you live. Your insurance could end up costing you more if you choose to make monthly payments rather than pay the entire premium annually. Notify your agent if you retire, your children go to school, or you start working from home (when you're not traveling as much your rates will go down). Have you stopped smoking? Lost weight? Started exercising? All of these efforts can have a dramatic effect on your insurance rates. Insurance topics covered in this book are How Insurance Works, Insurance Company Rating, National and Local Firms, Auto, Health, and Disability Insurance, along with work sheets and forms to assist you in your search for the best coverage at the lowest price.Author: Lee Rowley, Carla Rowley Paperback: 288 pages Company: Atlantic Publishing Company (FL) (2008-04-01) ISBN: 1601380062 List Price: $24.95 Amazon Price: $12.47 Used Price: $10.75 
Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers 
Newly revised and updated to include information on energy efficiency-saving money, saving energy and maintaining your home. Finally, a homeowner's manual for everyone. Just as a new vehicle comes with an Owner's Manual, now your house can too. Homeowners aren't expected to repair their own home anymore than a driver is expected to repair their vehicle. Yet in each case, the owner is expected to know when a problem arises and who to call for help if the job isn't DIY. That is an owner's responsibility. Maintaining a home means knowing when servicing needs to be done, or when repairs need to be made. None of this is obvious to someone who has never been responsible for a home.Author: Kitty Werner Paperback: 240 pages Company: Savvy Woman's Guide Publishing Inc. (2007-07-31) ISBN: 1933213507 List Price: $15.95 Amazon Price: $9.97 Used Price: $4.55 
One place to record and organize your home inventory. Includes enough space to staple or paste item photos and receipts. An essential organizer for insurance and security purposes, giving you peace of mind.Author: Robert J. Pemberton Paperback: 108 pages ISBN13: 9781448692361, Condition: New, Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold! Company: CreateSpace (2010-03-02) ISBN: 1448692369 List Price: $7.95 Amazon Price: $6.67 Used Price: $6.67 
Homeowners Insurance Adjusting in Florida will educate Florida Public Adjusters on homeowners policies, their legal and ethical obligations to achieve satisfactory claim settlements. Major subjects covered include: The Common Law of Agency; the Insurance Contract; Homeowners Policy Overview; Proper Maintenance of the Insured Property; Preparing and Submitting the Estimate; Special Considerations for Natural Disaster Claims; Ethics in the Insurance Business; Public Adjuster Liability; the Insurance Adjusters Law; and Public Adjuster Qualifications.Author: Michael Lustig Kindle Edition: 135 pages Kindle eBook Company: Real Estate License Services, Inc. (2011-08-01) (2011-08-01) List Price: $9.99 Amazon Price: This digital document is an article from Arkansas Business, published by Thomson Gale on December 17, 2007. The length of the article is 2532 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details Title: Most-profitable nursing homes.(HEALTH CARE AND INSURANCE) Author: Gwen Moritz Publication: Arkansas Business (Magazine/Journal) Date: December 17, 2007 Publisher: Thomson Gale Volume: 24 Issue: 50 Page: SS85(1) Distributed by Thomson Gale Author: Gwen Moritz Digital: 9 pages HTML Company: Thomson Gale (2007-12-17) (2008-01-03) List Price: $9.95 Amazon Price: $9.95 
If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. Life and Health Insurance License Exam Cram is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You'll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, Life and Health Insurance License Exam Cram is your smartest way to get certified. Author: Bisys Educational Services Paperback: 600 pages Company: Pearson Education (2004-12-13) ISBN: 0789732602 List Price: $49.99 Amazon Price: $25.99 Used Price: $19.94 
This current, accurate and detailed industry guide for financial service professionals examines life and health insurance simultaneously from the viewpoints of the buyer, the advisor, and the insurer—providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today's health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals. Author: Kenneth Black Jr., Harold D. Skipper Jr. Paperback: 1054 pages Company: Prentice Hall (1999-09-17) ISBN: 0138912505 List Price: $126.67 Amazon Price: $74.99 Used Price: $27.40 
A business classic, How I Raised Myself from Failure to Success in Selling is for anyone whose job it is to sell. Whether you are selling houses or mutual funds, advertisements or ideas -- or anything else -- this book is for you. When Frank Bettger was twenty-nine he was a failed insurance salesman. By the time he was forty he owned a country estate and could have retired. What are the selling secrets that turned Bettger's life around from defeat to unparalleled success and fame as one of the highest paid salesmen in America? The answer is inside How I Raised Myself from Failure to Success in Selling. Bettger reveals his personal experiences and explains the foolproof principles that he developed and perfected. He shares instructive anecdotes and step-by-step guidelines on how to develop the style, spirit, and presence of a winning salesperson. No matter what you sell, you will be more efficient and profitable -- and more valuable to your company -- when you apply Bettger's keen insights on: • The power of enthusiasm • How to conquer fear • The key word for turning a skeptical client into an enthusiastic buyer • The quickest way to win confidence • Seven golden rules for closing a sale 
Questions and Answers on Life Insurance is an extremely useful and one of a kind resource for anyone looking for a simple way to understand life insurance. It covers all the basics and the advanced information that you need to know. And all this in a format where can go directly to the information you need without having to sort through information you're not looking for. Author Tony Steuer brings 17 years of experience in the life insurance. During this time Tony has guided clients with purchasing their life insurance and the ongoing maintenance of policies. He has also worked with professional advisors on reviewing their client's policies and determining needs. Tony has helped to keep client's, where possible, from unpleasant surprises. Questions and Answers on Life Insurance covers: Life Insurance Needs Planning Keeping your policy in force Company Evaluations Pitfalls to look out for Questions and Answers on Life Insurance is a valuable resource for anyone involved with a life insurance policy. It helps makes a complex financial product understandable for consumers as well as financial advisors.Author: Tony Steuer Paperback: 392 pages Company: Life Insurance Sage Press (2010-08-01) ISBN: 0984508104 List Price: $22.95 Amazon Price: $14.61 Used Price: $14.61
Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers 
"For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze." - MorningstarAdvisor.com Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities." Author: Ben Baldwin Hardcover: 400 pages Company: McGraw-Hill (2001-07-25) ISBN: 0071363645 List Price: $29.95 Amazon Price: $11.99 Used Price: $6.29 
Discover proven methods for determining a client s life insurance needs and close more sales than ever before with the helpful hints throughout. Unique charts, checklists, and real-world examples help immediately apply skills and identify the impact of new regulations on existing paradigms. Tools & Techniques of Life Insurance Planning features extensive coverage of 10 policy types with quick comparisons. 4th Edition offers expanded reviews of the latest: Life settlements & insurable interest Assets held by variable life insurance or variable annuities Income & transfer tax consequences of life insurance Variable annuities versus mutual funds New split dollar regulations for old & new arrangements always matching product to problem with revised formulas, worksheets and rules of thumb! Guides through the process of evaluating existing life insurance plans and formulating new strategies. Provides a comprehensive introduction and focuses on substantive discussions and applications of each plan. Some techniques examined: buy-sell agreements; charitable planning; death benefit only plans; qualified/nonqualified plans; IRC Section 162 plans; key employee life insurance; roles of revocable and irrevocable trusts. Authors simplify by defining Tools & Techniques; indicating when to use; analyzing advantages/disadvantages; identifying tax implications; addressing alternatives; calculating fees or other acquisition costs involved; selecting best client-based plans. The appendices consist of technical explanations of: generation skipping transfer taxation; treatment of modified endowment contracts and IRC Section 1035 exchanges; benefits income taxation; transfer for value rule. Newly Revised delivering sweeping changes from COLI Best Practices Act of 2006, PPA of 2006, and TIPRA of 2006. Life Insurance, PACE, and CFP® CE Filed. Chapters to feature: the top 12 How to Estimate the Insurance Need Legal Aspects of Life Insurance Variable and Variable Universal Life Irrevocable Life Insurance Trusts Key Employee Life Insurance Accelerated Death Benefits and Viatical Settlements Survivorship Life Buy-Sell Agreements Life Insurance in Qualified Plans Section 162 Plans Death Benefit Only (DBO) Plans Special Policy Provisions and Riders Delivers value at any knowledge level introductory, overview & review! NOTE: Achieve 100% Correlation with CFP® Certification Examination Topics List when using Tools & Techniques of Life Insurance Planning, 4th Edition in combination with Tools & Techniques of Risk Management for Financial Planners, 2nd Edition. The Bundle of 2 is available for $132.90. Use Product # 8080002. Testimonials In each of our books we had one major goal in mind: To create the single best source of up-to-date, pragmatic and transferable information on the topics you need to help others. Stephan R. Leimberg, Lead Author of Tools & Techniques Author: Stephan R. Leimberg, Jr. Doyle, Robert J. Paperback: 576 pages Company: National Underwriter Company (2007-11-16) ISBN: 0872189333 List Price: $145.00 Amazon Price: $75.00 Used Price: $64.02 
A completely revised and expanded edition of the controversial bestseller that for more than 25 years has alerted hundreds of thousands of Americans to the abuses of the life insurance industry.Author: Norman F. Dacey Hardcover: 452 pages Company: Macmillan General Reference (1989-10) ISBN: 0025293508 List Price: $24.95 Amazon Price: $53.19 Used Price: $9.07 
Term life insurance. Whole life. Variable and Universal life insurance. The list of choices for insurance products continues to grow - along with the different uses and tax implications associated with each. Despite the dizzying pace of change in the industry, every financial professional must understand the different types of insurance available - and the considerations for purchasing them.-------------------------------------------------------------------------------Now - the Society of Financial Professionals teams up with tax and estate planning expert Lou Shuntich to bring you a practical new reference guide that is both compact and comprehensive. Concise and to-the-point, this handbook provides the latest industry information on:· The legal aspects of acquiring and owning a policy· The types of products and contracts available· Simple criteria for evaluating and comparing policies and insurance companies· The tax implications of each product type· Structuring policies, ownership arrangements and beneficiaries for maximum tax and legal benefits - and tips for avoiding traps and pitfalls in the processWhile not an exhaustive account of the industry - it's an excellent primer that covers the key concepts necessary when advising clients or analyzing portfolios and estates. And in keeping with the Society of Financial Professionals' steadfast commitment to providing continuing education to the industry, The Life Insurance Handbook is the perfect learning tool for keeping busy financial professionals and their clients up-to-date.Author: Louis S. Shuntich Paperback: 96 pages Company: Marketplace Books (2003-07-25) ISBN: 1592800572 List Price: $19.95 Amazon Price: $5.98 Used Price: $4.90 
"Live Your Life Insurance" shows you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive -- and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies -- this book will be your guide.Author: Kim D. H. Butler Paperback: 54 pages Company: CreateSpace (2011-03-31) ISBN: 1449581366 List Price: $14.20 Amazon Price: $10.39 Used Price: $34.42 
This book is an introduction to the problem of fraud in the health insurance industry and its investigation and prevention. It is a valuable resource for those working in the fields of health care financing, administration, and delivery as well as those in investigation and law enforcement. Chapter authors all have extensive experience in the health insurance industry, and bring a practical, real-world perspective to their treatment of the subject. 
Joan Hangarter bought a disability policy in 1990 to protect her in case of serious illness. When she did become disabled a decade later, she ended up homeless and on welfare when the company refused to pay. With the help of her attorney, Ray Bourhis, she fought back, winning a $7.7 million verdict against the company. In "Insult to Injury, Bourhis walks readers through this case study in bad faith double-dealing by insurance providers. Bourhis, a national champion of policy-holder rights, uses an engaging narrative style to reveal the back-room strategic mind-set that drives these illegal practices, how low-level employees are duped into unethical conduct, and how insurers manipulate data and witnesses in the few cases that do go to trial. He also explains the key regulatory oversights that encourage such corruption, and how the American legal system actually facilitates insurer fraud. "Insult to Injury closes with a roadmap to reform -- advice no one who holds a policy can afford to ignore. Author: Ray Bourhis Hardcover: 263 pages ISBN13: 9781576753491, Condition: New, Notes: BRAND NEW FROM PUBLISHER! BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed Company: Berrett-Koehler Publishers (2005) ISBN: 1576753492 List Price: $24.95 Amazon Price: $2.66 Used Price: $0.01 
This handbook offers practical information on the four primary areas of any investigation of suspicious claims: proper investigation procedures; analysis of laws concerning fraudulent personal and real property claims; evaluating and settling claims; and examination of recent developments in areas such as arson proper investigation procedures, bad faith, and avoidance of exposure to extracontractual damages. Appendix includes the NAIC Insurance Information and Privacy Protection Model Act.Author: Michael Boyer Paperback: 562 pages Company: Clark Boardman Callaghan (2009-10-19) ISBN: 0314924221 List Price: $180.00 Amazon Price: $180.00 
Corporate Resiliency: Managing the Growing Risk of Fraud and Corruption is written for members of boards of directors and audit committees, senior executives, those who advise or report to them, and those responsible for managing fraud and corruption risks. It describes in plain English terms a proactive fraud and corruption risk management process that can enhance corporate resiliency. The authors provide practical insights and highlight traps to avoid. Quotes from their interviews of business executives provide international perspectives regarding changes in fraud and corruption risks and techniques companies are adopting to deal with them.Author: Toby J. Bishop, Frank E. Hydoski Hardcover: 240 pages Company: Wiley (2009-05-04) ISBN: 0470405171 List Price: $49.95 Amazon Price: $17.00 Used Price: $16.98 
A straightforward guide explaining the nature of financial fraud Fraud continues to be one of the fastest growing and most costly crimes in the United States and around the world. The more an organization can learn about fraud in general and the potential fraud risks that threaten the financial stability of the organization's cash flow, the better that organization will be equipped to design and implement measures to prevent schemes from occurring in the first place. Fraud 101, Third Edition serves as an enlightening tool for you, whether you are a business owner or manager, an accountant, auditor or college student who needs to learn about the nature of fraud. In this invaluable guide, you will discover and better understand the inner workings of numerous financial schemes and internal controls to increase your awareness and possibly prevent fraud from destroying your organization's financial stability. It offers guidance, understanding, and new, real-world case studies on the major types of fraud, including With case studies included throughout the book to gain insight to the real world of fraud, Fraud 101, Third Edition describes the features of fraud and then provides proven methods of prevention, as well as solutions to expose different types of fraud. 
Fraud is commonly defined as deliberate deception for unfair or unlawful personal gain. Patients, physicians, other medical providers and attorneys all may engage in fraud. Healthcare fraud is a major growth industry that costs millions annually, which cost is passed on to the public. It is not a problem that will correct itself.Any attempt to eradicate fraud must include prevention, investigation, and prosecution. Dr. Lichtor presents many examples of accidental injury, such as auto accidents, slip and falls, home hazards, and more. You will learn the ways to investigate claims and discover whether a claimant has truly been injured. You will also read about the current methods of prevention. Essential to this task is physician compliance with federal regulations for documentation and conformance with recognized medical guidelines for patient evaluation, management and billing. To stop doctor-patient deception, there must be early validation of an injury claim and limitation of services in accordance with acknowledged need and natural history of the alleged condition. Since every true accident will leave a paper trail, including medical records and police reports, this is one important way to catch people attempting to commit fraud. Learn about the others by ordering this book today. TOPICS INCLUDE * Definitions and history of personal injury fraud * Fraud prevention * Accident investigation * Accident history (records) * Symptoms, diagnoses and treatment * Examination and tests for physiological dysfunction * Aggravation of pre-existing conditions * Whiplash and back injury * Traumatic fibromyalgia * Repetitive motion injury * Impairment, disability and fraud * Abnormal illness behavior for personal gain * Workers' compensation fraud * Federal fraud enforcement Author: Joseph M. Lichtor M.D. Kindle Edition: Kindle eBook Company: Lawyers & Judges Publishing (2011-05-23) (2011-05-23) List Price: $9.99 Amazon Price: Author: J. J Brown
Unknown Binding: 182 pages Company: Longmans Canada (1964) List Price: Amazon Price: Used Price: $778.60 
A fraud investigation is aimed at examining evidence to determine if a fraud occurred, how it happened, who was involved, and how much money was lost. Investigations occur in cases ranging from embezzlement, to falsification of financial statements, to suspicious insurance claims. Expert Fraud Investigation: A Step-by-Step Guide provides all the tools to conduct a fraud investigation, detailing when and how to investigate. This guide takes the professional from the point of opening an investigation, selecting a team, gathering data, and through the entire investigation process. Business executives, auditors, and security professionals will benefit from this book, and companies will find this a useful tool for fighting fraud within their own organizations.Author: Tracy Coenen Hardcover: 240 pages Company: Wiley (2009-02-09) ISBN: 0470387963 List Price: $57.95 Amazon Price: $32.99 Used Price: $28.99 
A professional guide to developing training for fraud risk and detectionThis book provides a simple but effective method of developing a fraud risk awareness strategy that focuses on training employees using a six-stage approach to this task that involves understanding the threat, appreciating respective responsibilities, embracing a sound moral compass, recognizing red flags, mastering suitable internal controls, and managing the risk of fraud. Using this step-by-step approach, all senior executives, managers, employees, and associates can develop an important new skill set that will help them understand and deal with the risk of fraud in the workplace. Author: K. H. Spencer Pickett Hardcover: 274 pages Company: Wiley (2012-02-21) ISBN: 0470682582 List Price: $55.00 Amazon Price: $34.65 Used Price: $39.72 
In this digital short story, Norm is a mechanic who has seen his ups and downs, but his latest woes, the results of a bad economy, have him struggling. Enter Louis, a man of fortune, who plants the seed of an idea of how Norm might turn things around again. The notion is less than ethical, but as Louis points out, it will be the insurance companies paying in the grand scheme of things. What harm could there be in that? Norm is about to find out...Chantal Boudreau is an accountant by day and an author/illustrator during evenings and weekends, who lives by the ocean in beautiful Nova Scotia, Canada with her husband and two children. In addition to being a CMA-MBA, she has a BA with a major in English from Dalhousie University. A member of the Horror Writers Association, she writes and illustrates predominantly horror, dark fantasy and fantasy and has had several of her short stories published, including her tales "Palliative," "Just Another Day," "Waking the Dead," "Silence in the Court," "What a Man's Gotta Do," "Dry Heat," all appearing in horror anthologies, and her novelette "Shear Terror". Fervor, her debut novel, a dystopian science fantasy tale, was released in March of 2011 by May December Publications (MDP). In addition to two digital shorts from Trestle Press, "The Ghost in the Mirror" and "It's All about the Tourists," she is beginning a monthly digital short series called "Weird, Wicked and Wonderful". Other releases contracted for this year include her novel, Magic University, the first in her fantasy series, Masters & Renegades, to be released in September, and her monster horror tale, "The Lure" that will be appearing in MDP's anthology Midnight Movie Creature Feature. Chantal is a member of the Horror Writers' Association, and has written more than 30 short stories and 15 novels. Be prepared to see much more from her in future! Author: Chantal Boudreau Kindle Edition: Kindle eBook Company: Trestle Press (2011-12-16) (2011-12-16) List Price: Amazon Price: 
This combination textbook and workbook, explains each phase of the medical claim cycle, from the time the patient calls for an appointment until the financial transaction for the encounter is completed. Coverage includes types of insurance payers, basic coding and billing rules, and standard requirements for outpatient billing using the CMS-1500 claim form. It also emphasizes legal aspects related to each level of the medical claim cycle and the importance of the medical office employee, showing their responsibility for and impact on successful reimbursement.3 separate chapters offer coverage of the basic concepts of medical coding.A comprehensive overview of the CMS-1500 claim form with step-by-step guidelines and illustrations thoroughly covers reimbursement issues and explains the billing process.Includes detailed information on various insurance payers and plans including Medicare, government medical plans, disability plans, private indemnity plans, and managed care.Stop & Review sections illustrate how the concepts presented in each chapter relate to real-life billing situations.Sidebars and Examples highlight key concepts and information related to the core text lesson.A companion CD-ROM contains sample patient and insurance information that readers can use to practice completing the accompanying CMS-1500 claim form, as well as a demonstration of Altapoint practice management software.Features completely updated information that reflects the many changes in the insurance industry.Contains a new chapter on UB-92 insurance billing for hospitals and outpatient facilities.Includes a new appendix, Quick Guide to HIPAA for the Physician's Office, to provide a basic overview of the important HIPAA-related information necessary on the job.Author: Jill Brown RN CPC CPC- H Paperback: 560 pages Company: Saunders (2005-12-13) ISBN: 0721605567 List Price: $77.95 Amazon Price: $29.99 Used Price: $2.98 
Whether you currently have health insurance, are looking to purchase it, or believe it is simply something you cannot afford to buy, Get a Good Deal on Your Health Insurance Without Getting Ripped-Off offers every consumer a complete and concise guide to getting the most from individual, small business, Medicare, Medigap, and employer health insurance. This book and the accompanying website www.BestHealthInsuranceBook.com features: * Advice from health insurance agents and financial advisors. *A step-by-step process that guides you through buying health insurance * Plenty of sidebars and illustrations to keep a dry topic interesting * A method to compare your health insurance options, dollar-to-dollar, to get the best deal * Ways to avoid pitfalls, scams, and rip-offs using real world tips and examples * Tips to avoid losing health insurance when you leave a job, retire, retire early, or get laid off *Listings in the book and online that direct you to the right government, association, and business resources *A way to get your best deal whether you are young, old, healthy, or have a medical condition. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off is concise, saving you time by not including any fluff or filler that you have to wade through, just useful information that is easy to understand and apply. Truly a hands-on cookbook for buying health insurance. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off contains everything you need to know to make an educated decision about your health insurance and to be in control of this complex purchase.Author: Jonathan J. Pletzke Paperback: 152 pages Company: Aji Publishing (2007-09-28) ISBN: 0979478103 List Price: $17.95 Amazon Price: $17.82 Used Price: $17.03 
The student workbook is design to help the user retain key chapter content. Included within this resource are chapter objective questions, key term definition queries, multiple choice, fill in the blank and true or false problems.Author: Michelle A. Green, Jo Ann C. Rowell Paperback: 244 pages ISBN13: 9781111035204, Condition: New, Notes: BRAND NEW FROM PUBLISHER! BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed Company: Delmar Cengage Learning (2010-01-06) ISBN: 1111035202 List Price: $45.95 Amazon Price: $27.77 Used Price: $5.49
Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers 
In June 2009, Wendell Potter made national headlines with his scorching testimony before the Senate panel on health care reform. This former senior VP of CIG NA explained how health insurers make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they skew political debate with multibillion-dollar PR campaigns to mislead the press and public. Potter had walked away from a six-figure salary and two decades as an insurance executive because he could no longer abide the routine practices of an industry where the needs of sick and suffering Americans take a backseat to the bottom line-leading Michael Moore to call him "the Daniel Ellsberg of corporate America." In Deadly Spin, Potter takes readers behind the scenes to show how a huge chunk of our absurd health care spending actually bankrolls a propaganda campaign and lobbying effort focused on protecting one thing: profits. Potter shows how relentless PR assaults play an insidious role in our political process anywhere that corporate profits are at stake-from climate change to defense policy. Deadly Spin tells us why- and how-we must fight back. Praise for Deadly Spin: "The health insurance industry's worst nightmare."-Portfolio.com "A gripping indictment."-Kate Pickert, Time "Wendell Potter is a straight shooter-and he hits the bulls-eye here with an exposé of corporate power that reveals why real health care reform didn't happen, can't happen, and won't happen until that power is contained."-Bill Moyers Author: Wendell Potter Paperback: 304 pages Company: Bloomsbury Press (2011-09-13) (2011-09-13) ISBN: 1608194043 List Price: $18.00 Amazon Price: $9.00 Used Price: $7.83 
You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author. 
Now that the health care reform bill has become the law of the land, millions of Americans will need help figuring out exactly how the new system will work and how it might affect their lives.  This guide will teach people how the new health care exchanges are supposed to work. In an easy, conversational manner, David Nather makes a complicated system easier to understand by answering all your questions. Such as:. *How to apply for help in paying for insurance? For people who aren't lawyers or policy wonks, but simply want to make sense of what to expect in their own lives, this book will be a must-read. Author: David Nather Paperback: 240 pages Bargain Price Company: St. Martin's Griffin (2010-07-20) (2010-07-20) List Price: $12.99 Amazon Price: $5.17 Used Price: $5.81 
This book provides a thorough overview of health insurance in the United States, with an emphasis on private insurance. Topics covered include: The historical development of U.S. health insurance and the theory of demand for insurance, Issues of adverse selection and moral hazard, How managed care affects hospital and physician markets, The large role played by employer-sponsored health insurance programs, Health savings accounts, consumer-driven plans, and the small-employer market, Traditional Medicare coverage as well as Medicare Advantage programs and Medigap coverage,Medicaid, SCHIP, and crowd-out of private coverage. Charts and tables as well as bulleted summaries further clarify the key points of each chapter.Author: Michael A. Morrisey, PhD Hardcover: 408 pages Company: Health Administration Press (2007-12-31) ISBN: 1567932827 List Price: $100.00 Amazon Price: $76.00 Used Price: $56.35 
Learn to complete and submit clean claim forms for major insurance carriers. Health Insurance Today, 3rd Edition, provides case studies for each of the chapters covering these major payers so you can learn how to abstract the information from the patient's chart to complete the CMS-1500. You will learn to complete and submit paper claims, but the emphasis is on electronic claims filing, keeping you up-to-date on HIPAA, electronic health records, and the latest industry standards. Select exercises on the companion Evolve Resource site let you gain experience entering information into a practice management program; producing an electronic CMS-1500; and submitting a claim electronically. Learning objectives makes learning easier and more meaningfulDirect, conversational writing style makes reading and absorbing the material more enjoyable "What Did You Learn?" review questions ensure that you understand the material already covered, before progressing to the next section. "Imagine This!" scenarios help you apply information from the book to real-life situations "Stop and Think" exercises let you apply critical thinking skills to solve a problem or answer a question. HIPAA Tips help you understand this very important piece of legislation. Activities on the Evolve site give you hands-on practice electronically completing a claim form as efficiently as possible. More content on electronic medical records to reflect the future of record-keeping Thoroughly updated chapters include more in-depth information and guidelines on achieving and succeeding in a health insurance career Revised information covering the latest Medicare updates keeps you in-step with the latest Medicare practices Chapters include more content on ICD-10-CM, ICD-10-PCS, and updates to the CPT and HCPCS so you know all the latest information in the field Medisoft Activities on the Evolve Learning Resource site help to reinforce information and provide additional opportunities for practice Author: Janet I. Beik AA BA MEd Paperback: 528 pages Company: Saunders (2010-09-09) ISBN: 1437717705 List Price: $84.95 Amazon Price: $46.95 Used Price: $29.80 
Understanding Health Insurance, Tenth Edition is fully updated to the latest code sets, guidelines, and claim forms to provide you with the most essential and up-to-date knowledge on billing and reimbursement. With Understanding Health Insurance, Tenth Edition, you will learn about managed health care, legal and regulatory issues, coding systems, reimbursement methods, coding for medical necessity, and common health insurance plans. Exercises in each chapter provide plenty of practice for learning how to bill and reimburse, and the accompanying workbook provides more application-based assignments for each chapter as well as additional case studies to reinforce your knowledge. The text includes free software that allows you to test your knowledge.Author: Michelle A. Green, Jo Ann C. Rowell Paperback: 720 pages Company: Delmar Cengage Learning (2010-01-22) ISBN: 1111035180 List Price: $110.95 Amazon Price: $42.99 Used Price: $13.20 
Inside the Minds: The Insurance Business is an authoritative, insiderÂ’s perspective on the ins and outs of this dynamic industry and the future of the business, on a global scale. Featuring Chairmen, Presidents, and CEOs, representing some of the top insurance companies across the nation, this book provides a broad, yet comprehensive overview of the current state and future shape of the industry. Discussing the inner workings of the business and the key factors that differentiate insurance companies from each other, as well as identifying the biggest risks companies face and ways to hedge these risks, these authors offer practical and adaptable strategies for generating revenues and profiting year after year. From the processes involved in determining a premium for a new customer, processing a claim, and investing the cash from policies, hitting on the essentiality of building a strong brand identity and achieving credibility, to overall tactics around marketing! and customer relations, these authorities articulate the finer points around the business now, and what will hold true into the future. The different niches represented and the breadth of perspectives presented enable readers to get inside some of the great innovative minds of today, as experts explore in detail what it takes to secure long-term success in this ever-evolving industry. This book is by: Martin D. Feinstein, Chairman of the Board & Chief Executive Officer, Farmers Group, Inc. - "The Business of Managing Risks"; Constantine "Dinos" Iordanou, President & Chief Executive Officer, Arch Capital Group Ltd. - "Property/Casualty Insurance: A Business of Risk & Reward"; William G. Star, Chairman, President, & Chief Executive Officer, Kingsway Financial Services Inc. - "The Road to Success in the Insurance Industry"; Mark E. Watson, President & Chief Executive Officer, Argonaut Group, Inc. - "The Business of Insuring Business"; James J. Maguire, Chairman & Founder, Philadelphia Consolidated Holding Corp. - "A Glimpse Behind the Scenes"; John W. Hayden, Chairman, President, & Chief Executive Officer, American Modern Insurance Group - "Master the Basics"; Robert V. James, President & COO, Balboa Insurance Group - "A People Business." 
This report discusses how the current health insurance market structure affects the two policy goals of expanding health insurance coverage and containing health care costs. Concerns about concentration in health insurance markets are linked to wider concerns about the cost, quality, and availability of health care. The market structure of the health insurance and hospital industries may have played a role in rising health care costs and in limiting access to affordable health insurance and health care.Author: D Andrew Austin, Thomas L. Hungerford Paperback: 70 pages Company: BiblioGov (2010-04-11) ISBN: 1116265427 List Price: $16.99 Amazon Price: $16.99 
We all dutifully write out checks for insurance coverage each month, assuming that if the worst should occur, we'll be protected financially. But what we don't know about the insurance business could - and most probably will - hurt us. "Vulture Culture" is a hard-hitting expose of the sorry state of the industry, from tales of rampant, widespread corruption to inconsistent state regulations and the inability - and often unwillingness - of the federal government to protect the rights of denied claimants.The book takes readers into a world of bid-rigging, fraudulent commissions, and secret payoffs, revealing shocking abuses and ominous new trends. Readers will hear about a rogue's gallery of shady executives, including a CEO whose massive claim denial schemes eventually got him fired ...at great cost to consumers. From the Hurricane Katrina fiasco of unpaid claims, to a revolving door in which former insurance executives regulate their own industry before returning to it themselves, this is a shocking account of an industry on the brink of collapse, and what must be done to fix it before it's too late.Author: Eric D. Gerst Hardcover: 256 pages Company: AMACOM (2008-04-23) ISBN: 0814400264 List Price: $24.00 Amazon Price: $4.99 Used Price: $0.01 
TAKEN CAPTIVE is sure to become the industry s leading resource for providing basic education and expert guidance on using captive insurance companies in alternative-risk-financing strategies. TAKEN CAPTIVE answers the following questions: What is a captive? Why form a captive? What are the different types and structures of captives? Which domiciles are best? What are the tax implications? What are the risks associated with forming and operating a captive? What are the steps involved with forming a captive? Is a feasibility study necessary? What kind of risks can be underwritten? What s involved in managing a captive? How can a captive be used for asset protection and estate planning?Author: R. Wesley Sierk III Hardcover: 205 pages Company: RMA Press (2008-02-01) ISBN: 098019251X List Price: $29.95 Amazon Price: $27.95 Used Price: $9.38 
An in-depth look at the increasingly significant convergence between the insurance industry and the capital markets.This important publication, by two premier financial experts, explores the unique convergence of finance and insurance. The book covers the basics of property-casualty insurance, securitizing insurance risks, looks at life insurance in the United States and ALM in insurance. It addresses the questions and concerns of investment banks, brokerage firms and the insurance/reinsurance sector itself, examines ongoing trends and issues, and how current market pressures on insurance companies do not just create challenges but actually point the way to future promising developments. Author: Eric Briys, François de Varenne Hardcover: 176 pages Company: Wiley (2001-07-12) ISBN: 0471492272 List Price: $155.00 Amazon Price: $84.54 Used Price: $84.51 
A valuable quick-reference fact-finder for agents, brokers, actuaries, underwriters, and ordinary consumers, this handbook defines approximately 4,500 key terms used in the insurance industry. Definitions apply to life, health, property, and casualty insurance, as well as to home owners' and tenants' insurance, professional liability insurance, pension plans, and individual retirement accounts. Purchase of insurance policies constitutes a major lifetime expenditure for the average consumer, and an important function of this book is to help non-experts understand what they need and exactly what they are buying when they purchase insurance. Author Harvey Rubin, a Chartered Life Underwriter and Chartered Property and Casualty Underwriter, opens with an overview of the insurance industry that points out the many financial instruments available from insurance companies to businesses, professionals and average consumers. He devotes the remainder of this book to definitions, descriptions, and examples that translate technical insurance terminology into clear, comprehensible English. Here is an enlightening and accessible business guide that deserves a place on every home bookshelf. The New York Times calls this book ". . . helpful, particularly for employee benefit and retirement issues."Author: Harvey W. Rubin Vinyl Bound: 592 pages ISBN13: 9780764138843, Condition: New, Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold! Company: Barrons Educational Series, Inc. (2008-07-01) ISBN: 0764138847 List Price: $14.99 Amazon Price: $8.50 Used Price: $6.60 
This classic book presents a thorough and comprehensive introduction to the field of insurance while emphasizing the consumer. The new Tenth Edition first examines the concept of risk, the nature of the insurance device, and the principles of risk management. It then discusses the traditional fields of life and health insurance as solutions to the risks connected with the loss of income. And it deals with the risks associated with the ownership of property and legal liability.Author: Emmett J. Vaughan, Therese M. Vaughan Hardcover: 720 pages Company: Wiley (2007-12-21) ISBN: 0470087536 List Price: Amazon Price: $35.00 Used Price: $33.20 
Insurance marketing is changing rapidly. It's critical that you not only stay on top of the latest insurance marketing tools available to you, but that you constantly push to revamp your existing practices. Mastering Insurance Marketing talks about specific marketing and sales techniques used by successful insurance agents across the country to grow their agencies. Using the customers of InsuranceAgents.com as a base of knowledge to pool ideas from, the book covers real-world insurance marketing techniques used by captive and independent agents to not only increase sales, but to also increase retention rates. Discover how traditional marketing is no longer effective. Learn about how social media is having a large impact on insurance marketing. Learn about new techniques for increasing referrals from existing customers. Hear about interesting new twists on increasing customer retention. In-depth coverage of lead management systems and how they work for you. Learn techniques on how to make internet leads profitable. Find out how successful agents deal with objections during the sales process. InsuranceAgents.com's detailed guide to closing on the phone and in person. Read about several new techniques to improve your follow-up process.Mastering Insurance Marketing is designed to serve as a guide to making the transition from old traditional ways of insurance marketing such as cold calls, the phonebook, radio and TV, door-door, flyers, and direct mail to embracing the new modern ways of marketing. Author: Seth Kravitz, Lev Barinskiy Paperback: 194 pages ISBN13: 9781453696934, Condition: New, Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold! Company: CreateSpace (2010-08-10) ISBN: 1453696938 List Price: $9.00 Amazon Price: $7.07 Used Price: $7.05
Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers 
“The Guide to Understanding the Insurance Industry 2009-2010†is an illustrated, easy-to-read handbook that looks at today's insurance business environment. It is packed with pages of charts and graphs that explain — in a colorful and concise way — how insurers earn and spend money. Using exclusive information and data from the many sources within the A.M. Best family of publications and products, the guide is valuable reference for industry-current trends and terminology, and a comprehensive resource that focuses on the many lines of business within the property/casualty, life, health and reinsurance industries, with rankings of top writers. The guide also showcases information about captive domiciles, solvency and ratings, new insurance companies, A.M. Best stock indexes, how insurance is sold and regulated, and how catastrophes affect the industry. It’s a great gift for new employees, board members, clients and customers, and can be used for reports, speeches and presentations.Author: A.M. Best Company Paperback: 56 pages Company: BookSurge Publishing (2009-10-28) ISBN: 1439260826 List Price: $26.99 Amazon Price: $26.99 Used Price: $101.07 This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1703 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: public sector. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 73(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1588 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: energy. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 56(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1548 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: pharmaceuticals. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 72(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1796 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: environmental. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 60(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 Author: Kaplan Financial
Paperback: 336 pages Company: Kaplan Publishing (2008-06-09) ISBN: 1427782970 List Price: $49.00 Amazon Price: $63.00 Used Price: $35.79 
An overview of the life and health insurance business in the United States. Expand your knowledge on nearly every aspect of the life and health insurance industry in the United States. Ten of thousands of copies of this textbook have been sold to agents and brokers in nearly every state over the past decade. Objectives • Review the fundamental principles of life and health insurance. • Develop basic skills to analyze and determine appropriate coverages. • Gain insight to the legal concepts of insurance, including contract provisions, options and benefits. • Be up to date on changes in the Social Security and Medicare Laws. Major Subjects Covered • Policy Provisions, Options and Benefits • Types of Insurance Policies and Coverages. • Group Insurance, Taxation, and Retirement. • Business Insurance. Author: Michael Lustig Kindle Edition: 147 pages Kindle eBook Company: Real Estate License Services, Inc. (2011-07-22) (2011-07-22) List Price: $9.99 Amazon Price: This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1634 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: financial institutions. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 62(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 Author: BizMiner
Digital: 12 pages Download: PDF Company: MarketResearch.com (2008-06-01) (2008-06-01) List Price: $599.00 Amazon Price: $599.00 This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1663 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: automotive. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 52(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 This digital document is an article from Risk & Insurance, published by Axon Group on February 1, 2009. The length of the article is 1553 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Citation Details Title: Power brokers: chemicals. Author: Gale Reference Team Publication: Risk & Insurance (Magazine/Journal) Date: February 1, 2009 Publisher: Axon Group Volume: 20 Issue: 2 Page: 54(1) Distributed by Gale, a part of Cengage Learning Author: Gale Reference Team Digital: 6 pages HTML Company: Axon Group (2009-02-01) (2009-03-23) List Price: $9.95 Amazon Price: $9.95 
Climate change brings about a new set of major economic risks arising from changing weather patterns, extreme weather events and rising sea levels. Most at risk are developing countries who, despite considerable post-disaster donor aid, have been bearing the major brunt of disaster-related losses. One adaptation solution that is rapidly gaining the support of countries and international donors is a risk transfer to the global reinsurance and capital markets. This volume, a special issue of the journal Climate Policy, explores the role that insurance-based mechanisms can play in helping developing countries prepare for climate change. It offers a unique and comprehensive perspective on the potential role of insurance solutions in global adaptation to climate change and attempts to engender debate on the role of insurance in reducing global emissions and encouraging climate-friendly corporate behaviour.Author: Eugene N. Gurenko Hardcover: 88 pages Company: Routledge (2007-07-01) ISBN: 1844074838 List Price: $117.00 Amazon Price: $84.75 Used Price: $84.74 
A seemingly non-stop series of disasters has shown that societies worldwide seem unprepared for the threats posed by natural hazards. The tragic impacts of these events drew short-term attention from policy makers, the media and the general public, but their response was too late to prevent serious harm. Societies need to measure their vulnerabilities in advance, and make adequate provisions. This publication presents a broad range of current approaches to measuring vulnerability and contains concrete experiences and examples from Africa, Asia, the Americas and Europe to illustrate the theoretical analyses.Author: United Nations Paperback: 524 pages Company: United Nations University (2006-12-15) ISBN: 9280811355 List Price: $39.00 Amazon Price: $34.49 Used Price: $24.73 
The persistent potential for large scale natural disasters has become a real concern for the Turkish government since the late 1990s, which ultimately led to the establishment of the Turkish Catastrophe Insurance Pool (TCIP). Among the main rationale of the creation of the TCIP were a grave government fiscal exposure to natural disasters and a disproportionately low level of catastrophe insurance penetration for such a disaster-prone country. Since the commencement of this program in 2000, the TCIP has provided coverage to more than 2 million households, being by far the largest insurance program in the country. In four years, the TCIP has managed to become one of the most trusted brand names in the Turkish insurance industry, and one of the largest catastrophe insurance pools in the world. Its success has also brought an international recognition, inspiring more than a dozen of countries world wide. The TCIP experience has also been a watershed for the World Bank as it has led to a rethinking of the roles of ex ante risk management relative to ex post donor support. This book presents the main technical imperatives and challenges in the development and the implementation of the TCIP and shows how a public-private partnership may be the way forward in the financing of natural disasters. If offers valuable advise and guidelines to policymakers involved in the development of catastrophe insurance programs.Author: Eugene N. Gurenko, Rodney R. Lester, Olivier Mahul, Serap Oguz Gonulal Paperback: 132 pages Company: World Bank Publications (2006-05-25) ISBN: 0821365835 List Price: $20.00 Amazon Price: $16.00 Used Price: $56.60 
Innovative, long-term strategies for reducing vulnerability to large-scale natural disasters and for providing financial support for disaster victims. Author: Howard C. Kunreuther, Erwann O. Michel-Kerjan Paperback: 464 pages Company: The MIT Press (2011-08-19) ISBN: 0262516543 List Price: $30.00 Amazon Price: $26.45 Used Price: $27.07 
This monograph presents the results of the first significant attempt to examine the nature of the demand for insurance against natural disasters at a detailed, microeconomic level. The subject is homeowners' multiperil insurance used to cover owner-occupied residential property. The analysis seeks to identify factors that affect the consumer demand for coverage using a model that properly reflects the interacting supply and demand factors. The authors examine key variables and their effects on the quantity, quality, and price of insurance purchased. They consider the sensitivity of demand to prices, demographic characteristics, policy features, and the bundling/unbundling of perils and coverages. They examine insurer and consumer decisions in different markets and regulatory environments - Florida and New York - over a four-year period 1995-1998.Author: Martin F. Grace, Robert W. Klein, Paul R. Kleindorfer, Michael R. Murray Hardcover: 160 pages Company: Springer (2003-06-30) ISBN: 1402074697 List Price: $148.00 Amazon Price: $94.62 Used Price: $94.62 
As America debates the merits of government-provided health insurance, it is important to note that the U.S. government is already the largest insurance provider in the world. For decades, it has used taxpayer funds to support the world's largest health care insurance programs (Medicare and Medicaid) as well as the biggest pension and disability insurance system (Social Security). The recent economic crisis has prompted the government to dramatically increase its insurance role by assuming large equity positions in private firms and bailing out troubled mortgages buyers and sellers. Do these public insurance programs improve social welfare? Or does government intervention risk moral hazard and result in inefficient programs that would be better handled by the private sector?In Public Insurance and Private Markets, leading economists critically examine the government's role in insuring against pension fund shortfalls, crop losses, property damage from floods and other natural catastrophes, bank failure, and terrorism. Jeffrey R. Brown and his coauthors argue that government intervention must always be economically justified; that risk adjusted premiums are essential; that the true taxpayer burden for public insurance programs must be recognized; and that private markets are capable of transferring risk without government intervention. Poorly designed government insurance programs result in misallocation of resources, excessive risk-taking, and potentially enormous burdens on current and future taxpayers. Public Insurance and Private Markets offers market-based guidelines for the proper scope of government intervention and the design of public insurance programs—guidelines that will benefit the U.S. economy and protect the resources of future generations. Hardcover: 275 pages Company: Aei Press,R&L (2010-07-16) ISBN: 0844743259 List Price: $49.95 Amazon Price: $5.50 Used Price: $1.91 This digital document is an article from Mississippi Business Journal, published by Thomson Gale on November 27, 2006. The length of the article is 968 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details Title: Katrina insurance lawsuits delayed; some may be consolidated.(Focus) Author: Becky Gillette Publication: Mississippi Business Journal (Magazine/Journal) Date: November 27, 2006 Publisher: Thomson Gale Volume: 28 Issue: 48 Page: 22(2) Distributed by Thomson Gale Author: Becky Gillette Digital: 4 pages HTML Company: Thomson Gale (2006-11-27) (2006-12-18) List Price: $9.95 Amazon Price: $9.95 
This report examines the existing constraints and opportunities to implement a catastrophe insurance system which can resolve the key obstacles currently impeding broader implementation of a risk funding approach. The four main pillars in such a strategy involve: strengthening the insurance sector regulatory requirements and supervision; establishment of broad based pooled catastrophe funding structures with efficient risk transfer tools; promoting public insurance policies linked to programs for loss reduction in the uninsured sectors; and strengthening the risk assessment and enforcement of structural measures such as zoning and building code compliance.Author: John D. Pollner Paperback: 120 pages Company: World Bank Publications (2001-06-15) ISBN: 0821349171 List Price: $22.00 Amazon Price: $17.61 Used Price: $15.93 This digital document is an article from University of Pennsylvania Law Review, published by Thomson Gale on June 1, 2007. The length of the article is 18612 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details Title: Climate change, insurability of large-scale disasters, and the emerging liability challenge. Author: Howard C. Kunreuther Publication: University of Pennsylvania Law Review (Magazine/Journal) Date: June 1, 2007 Publisher: Thomson Gale Volume: 155 Issue: 6 Page: 1795(48) Distributed by Thomson Gale Author: Howard C. Kunreuther, Erwann O. Michel-Kerjan Digital: 63 pages HTML Company: Thomson Gale (2007-06-01) (2008-01-17) List Price: $9.95 Amazon Price: $9.95 
Based on the research that has been conducted at Wharton Risk Management Center over the past five years on catastrophic risk. Covers a hot topic in the light of recent terroristic activities and nature catastrophes. Develops risk management strategies for reducing and spreading the losses from future disasters. Provides glossary of definitions and terms used throughout the book. Paperback: 272 pages Company: Springer (2005-02-07) ISBN: 0387241051 List Price: $64.95 Amazon Price: $45.84 Used Price: $9.99 
Since the publication of the successful first edition of Earthquake Protection there have been 110 lethal earthquakes, killing 130 000 people; there have also been significant developments in the field of earthquake risk management, particularly in the modelling and analysis of risk for insurance and financial services. Furthermore, major earthquake disasters, such as the 1994 Northridge earthquake in California, the 1995 Kobe earthquake in Japan and the 1999 Kocaeli earthquake in Turkey have occurred. The experience and knowledge gained through these events have improved our understanding of how to manage, mitigate and work towards the prevention of similar catastrophes. The 1990s were in fact the costliest decade on record in terms of disaster management due to such seismic events, placing unprecedented pressure on the insurance industry in particular, and changing its view of earthquake protection.Significantly revised and updated, this second edition continues to provide a comprehensive overview of how to reduce the impact of earthquakes on people and property, and implement best practice in managing the consequences of such disasters. It also includes significant coverage of the techniques of modelling earthquake catastrophe. Each chapter deals with a separate aspect of protection, and covers a wide range of economic and social conditions, drawing on the authors' considerable personal experience and with reference to real life examples. Key features include:Recent event coverageModern developments in the theory and practice of planning and engineering loss estimation techniques, along with new engineering techniques such as microzonation and hazard-mappingHistoric buildings experienceAn entirely new chapter on 'Earthquakes and Finance' This valuable book provides essential reading for earthquake and structural engineers and geoscientists, as well as insurers and loss prevention specialists, risk managers and assessors involved in managing earthquake risk, urban and regional planners, and emergency management agencies. Author: Risa I. Palm
Paperback: 140 pages Illustrated Company: Westview Pr (Short Disc) (1995-01) ISBN: 0813388988 List Price: $47.50 Amazon Price: $57.11 Used Price: $3.98 Author: Travis Gunn
Paperback: 174 pages Company: Crossfire Pub (1995-01) ISBN: 1885518005 List Price: $26.95 Amazon Price: $9.95 Used Price: $8.90
Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers Author: Risa I. Palm, Michael E. Hodgson, R. Denise Blanchard, Donald I. Lyons
Paperback: 161 pages Illustrated Company: Westview Pr (Trd Pap) (1990-09) ISBN: 0813381193 List Price: $41.50 Amazon Price: $65.00 Used Price: $65.00 
The Catastrophe Obligation Guarantee Act, introduced in Congress in 2009, would authorize the federal government to provide committed loan guarantees to qualified state catastrophe-insurance programs. Proponents argue that lower-cost catastrophe insurance could reduce federal disaster-assistance expenditures. This report estimates the law1s potential effects in California.Author: Noreen Clancy, Tom LaTourrette, James N. Dertouzos, Christina Steiner Paperback: 42 pages Company: Rand Publishing (2011-01-16) (2010-10-04) ISBN: 0833050958 List Price: $14.00 Amazon Price: $11.87 Used Price: $11.04 Author: Howard Kunreuther
Hardcover: 428 pages Company: John Wiley & Sons Inc (1978-07) ISBN: 047103259X List Price: Amazon Price: $270.99 Used Price: $39.93
The persistent potential for large scale natural disasters has become a real concern for the Turkish government since the late 1990s, which ultimately led to the establishment of the Turkish Catastrophe Insurance Pool (TCIP). Among the main rationale of the creation of the TCIP were a grave government fiscal exposure to natural disasters and a disproportionately low level of catastrophe insurance penetration for such a disaster-prone country. Since the commencement of this program in 2000, the TCIP has provided coverage to more than 2 million households, being by far the largest insurance program in the country. In four years, the TCIP has managed to become one of the most trusted brand names in the Turkish insurance industry, and one of the largest catastrophe insurance pools in the world. Its success has also brought an international recognition, inspiring more than a dozen of countries world wide. The TCIP experience has also been a watershed for the World Bank as it has led to a rethinking of the roles of ex ante risk management relative to ex post donor support. This book presents the main technical imperatives and challenges in the development and the implementation of the TCIP and shows how a public-private partnership may be the way forward in the financing of natural disasters. If offers valuable advise and guidelines to policymakers involved in the development of catastrophe insurance programs.Author: Eugene N. Gurenko, Rodney R. Lester, Olivier Mahul, Serap Oguz Gonulal Paperback: 132 pages Company: World Bank Publications (2006-05-25) ISBN: 0821365835 List Price: $20.00 Amazon Price: $16.00 Used Price: $56.60 Author: John Ripley Freeman
Hardcover: Company: McGraw-Hill Book Co., Inc. (1932) List Price: Amazon Price: Used Price: $87.30 
Shortly before the Loma Prieta earthquake devastated areas of Northern California in 1989, Risa Palm and her associates had surveyed 2,500 homeowners in the area about their perception of risk from earthquakes. After the quake they surveyed the homeowners again and found that their perception of risk had increased but that most respondents were fatalistic and continued to ignore self-protective measures; those who personally experienced damage were more likely to buy insurance. A rare opportunity to analyze behavior change directly before and after a natural disaster, this survey has implications for policy makers, insurance officials, and those concerned with risk management. Author: Risa Palm, Michael E. Hodgson Paperback: 145 pages Company: University Of Chicago Press (1992-04-15) ISBN: 0226644995 List Price: $27.50 Amazon Price: $19.95 Used Price: $6.99 
The National Flood Insurance Program (NFIP) provides the majority of flood insurance on U.S. residential properties. While insurance agents sell nearly all NFIP policies through private insurance companies, the U.S. government still underwrites them. Flood insurance is also available from private insurers that underwrite it themselves. This report provides information about the size of the private market and compares private with NFIP policies.Author: Noreen Clancy, Lloyd Dixon, Bruce Bender, Patricia K. Ehrler Paperback: 67 pages Company: Rand Publishing (2007-05-19) (2007-05-18) ISBN: 083304155X List Price: $30.00 Amazon Price: $24.40 Used Price: $23.84 
Waterfronts are attractive areas for many—often competing—uses in New York City and are seen as multifunctional locations for economic, environmental, and social activities on the interface between land and water. The NYC waterfront plays a crucial role as a first line of flood defense and in managing flood risk and protecting the city from future climate change and sea-level rise. The city of New York has embarked on a climate adaptation program (PlaNYC) outlining the policies needed to anticipate the impacts of climate change. As part of this policy, the Department of City Planning is currently preparing Vision 2020: New York City Comprehensive Waterfront Plan for the over 500 miles of NYC waterfront (NYC-DCP, 2011). An integral part of the vision is to improve resilience to climate change and sea-level rise.The study presented in this volume seeks to provide guidance for advancing the goals of NYC Vision 2020 by assessing how flood insurance, flood zoning, and building code policies can contribute to waterfront development that is more resilient to climate change. NOTE: Annals volumes are available for sale as individual books or as a journal. For information on institutional journal subscriptions, please visit http://ordering.onlinelibrary.wiley.com/subs.asp?ref=1749-6632&doi=10.1111/(ISSN)1749-6632. ACADEMY MEMBERS: Please contact the New York Academy of Sciences directly to place your order (www.nyas.org). Members of the New York Academy of Science receive full-text access to the Annals online and discounts on print volumes. Please visit http://www.nyas.org/MemberCenter/Join.aspx for more information about becoming a member. Paperback: 88 pages Company: Wiley-Blackwell (2011-07-26) ISBN: 1573318574 List Price: $130.00 Amazon Price: $104.43 Used Price: $95.65 Author: Lloyd S. Dixon
Paperback: 116 pages Company: Rand Infrastructure Safety and Environment an (2006-01) ISBN: 0833039083 List Price: Amazon Price: Used Price: $110.00 
Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers 
A 360-degree view of the response to flood risk As major flooding events around the world show, the impact of flooding on the built environment can cause widespread chaos. These flood events form part of a wider pattern of increasing flood frequency coupled with increased vulnerability of the built environment to flood hazard. Flood risk can unite or divide communities and the responses to potential risk can range from denial to perfect adaptation. Drawing on the experience of communities and experts, Flood Hazards: Impacts and Responses for the Built Environment offers guidance on managing urban flooding and flood risk. It brings together a diversity of viewpoints and experiences on flood impacts and responses from leading academics, flood restoration specialists, emergency responders, architects, planning consultants, insurers, policymakers, and community representatives. By including the perspective of the community and the views of households and businesses at risk, this volume makes a unique contribution to the literature on flood management. The chapter organization loosely corresponds to the phases of the disaster management cycle, covering emergency preparation and response; recovery, repair, and reconstruction; and mitigation and adaptation. Contributors examine the types of impacts and discuss forecasting and emergency warning. They describe processes and good practice in recovery of flood-damaged property from the perspectives of the insurance industry, restorers, and loss adjusters. The book also deals with business continuity, land-use planning, property-level and infrastructure protection, and urban drainage, looking at the regulation and design of the built environment as one way to reduce risk. A section on community response to flooding sheds light on the experiences of flood-affected families. Written for students, practitioners, and researchers in flood risk management, as well as for professionals who may encounter flood-related issues in the course of their work, this cross-disciplinary book makes a valuable contribution towards designing a future built environment that is more resilient to flood risk. Hardcover: 387 pages Company: CRC Press (2011-07-28) ISBN: 1439826250 List Price: $129.95 Amazon Price: $107.99 Used Price: $86.00 
This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: – The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible – When it's the right time to use an attorney – How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU – What a Public Adjuster is, and the valuable help you can get from Public Adjusters – That the insurance adjuster is NOT there to help you – and much more You will learn: – What to do when you have a car accident...BEFORE you open the car door or talk to anyone – How much MORE money I collected (thousands!) in the two little claims I had while writing this book –About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight – About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe – And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box. Author: Russell D. Longcore Kindle Edition: Kindle eBook Company: Trafford Publishing (2007-07-01) (2007-07-01) List Price: $13.97 Amazon Price: 
The BiblioGov Project is an effort to expand awareness of the public documents and records of the U.S. Government via print publications. In broadening the public understanding of government and its work, an enlightened democracy can grow and prosper. Ranging from historic Congressional Bills to the most recent Budget of the United States Government, the BiblioGov Project spans a wealth of government information. These works are now made available through an environmentally friendly, print-on-demand basis, using only what is necessary to meet the required demands of an interested public. We invite you to learn of the records of the U.S. Government, heightening the knowledge and debate that can lead from such publications.Paperback: 50 pages Company: BiblioGov (2010-12-28) ISBN: 1240334591 List Price: $16.75 Amazon Price: $10.18 Used Price: $11.92 
Original publisher: [Washington, D.C.: U.S. G.P.O., 2011] LC Number: KF32 .F55 2011f OCLC Number: (OCoLC)740923314 Subject: Flood insurance -- Law and legislation -- United States. Excerpt: ...such coverage is not required for the property pursuant to the applicability of the amendment made by paragraph (1). (b) Termination of Force-Placed Insurance.--Section 102(e) of the Flood Disaster Protection Act of 1973 (42 U.S.C. 4012a(e)) is amended-- (1) in paragraph (2), by striking ``insurance.' and inserting ``insurance, including premiums or fees incurred for coverage beginning on the date on which flood insurance coverage lapsed or did not provide a sufficient coverage amount.'; (2) by redesignating paragraphs (3) and (4) as paragraphs (5) and 6), respectively; and (3) by inserting after paragraph (2) the following new paragraphs: ``(3) Termination of force-placed insurance.--Within 30 days of receipt by the lender or servicer of a confirmation of a borrower's existing flood insurance coverage, the lender or servicer shall-- ``(A) terminate the force-placed insurance; and ``(B) refund to the borrower all force-placed insurance premiums paid by the borrower during any period during which the borrower's flood insurance coverage and the force-placed flood insurance coverage were each in effect, and any related fees charged to the borrower with respect to the force-placed insurance during such period. ``(4) Sufficiency of demonstration.--For purposes of confirming a borrower's existing flood insurance coverage, a lender or servicer for a loan shall accept from the borrower an insurance policy declarations page that includes the existing flood insurance pol...Author: United States. Congress. House. Paperback: 50 pages Company: Books LLC, Reference Series (2011-10-10) ISBN: 1234607085 List Price: $19.89 Amazon Price: $19.88 
Author: Ernest D. CobbPaperback: 44 pages Company: University of Michigan Library (1985-01-01) List Price: $9.99 Amazon Price: $9.99 
Historically, the Supreme Court of Canada has avoided direct intervention in health care policy-making. This posture changed dramatically with the release of the Chaoulli decision in June 2005. In a narrow four-to-three decision, the Supreme Court struck down Quebec laws prohibiting the sale of private health insurance on the basis that they violate Quebec's Charter of Human Rights and Freedoms. Three of the four judges in the majority also found the provisions violate section seven of the Canadian Charter of Rights and Freedoms. In a blistering dissent however, the three judges in the minority found that the insurance restriction violated neither the Quebec nor the Canadian charters. The result makes further Charter challenges to similar laws in other provinces inevitable, but the question of whether they will or should succeed remains contested. In September 2005, a conference was convened at the University of Toronto to discuss the legal implications of the Chaoulli decision. Some of the top Canadian scholars in the fields of health law and health policy were brought together to exchange ideas and to chart the potential legal course for Canada in the decision's wake. Access to Care, Access to Justice contains all the papers given at this conference. Edited by Colleen Flood, Lorne Sossin, and Kent Roach, the collection explores the role that courts may begin to play in health care and how this new role is of crucial importance to the Canadian public and their governments. As litigators for those who favour more freedom to provide private health care and aggrieved patients marshal their legal resources, provinces across the country are considering their options. Some are seeking guidance on how to better insulate themselves from review; others may welcome such challenges as a way to revisit the provisions of the Canada Health Act. The contributors to Access to Care, Access to Justice examine how the future of Canadian health care is likely to be determined both in the courts and in the legislatures and scrutinize how these changes will affect Canadians. Paperback: 500 pages Company: University of Toronto Press, Scholarly Publishing Division (2005-10-28) ISBN: 0802094201 List Price: $43.95 Amazon Price: $43.92 Used Price: $1.50 |
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